Real estate appraisal services for homeowners in the city of Greenville and Greenville CountyHere are the top seven reasons why SC homeowners call on Blue Ribbon Valuations:
Own a house in or near Greenville, SC and need help deciding the value of it?
We at Blue Ribbon Valuations understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Blue Ribbon Valuations, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours. Need to cancel PMI?A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Blue Ribbon Valuations is seasoned in helping consumers just like you rid yourselves of unnecessary PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting a professional appraisal from Blue Ribbon Valuations is your number one weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Blue Ribbon Valuations can help you reinstate your home equity line of credit with a professional appraisal. We Also Provide Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Blue Ribbon Valuations offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Blue Ribbon Valuations can We can assist you. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home. |